Retiring the bad debt will significantly reduce DOLA’s risk premium and therefore the DAO’s cost of capital. It will bring in new users who were reluctant to hold DOLA due to the implied risk exposure. It’ll significantly improve the DAO’s margins, competitiveness and growth. It’ll allow Inverse to finally compete on a level playing field, unburdened by bad debt. It’ll allow DOLA to fill the void left by MakerDAO, becoming DeFi’s un-censorable, crypto-collateralized, yield-bearing stablecoin of choice. It’ll allow FiRM to cement its dominance over fixed-rate lending, attracting more borrowers and lending liquidity. All just in time before Monolith ;)