Cross-border transactions shouldn't come with hidden markups and confusing fees, but they still do. In 2024, average remittance fees rose to 11.8%. Major U.S. banks embed exchange rate markups averaging 3.7%. Misleading “no fee” claims continue to dominate. This isn’t just frustrating. It's inefficient, expensive, and harmful to global commerce. Our latest blog unpacks what's driving these junk fees, where regulators and advocates are stepping in, and how digital assets are offering a clearer, fairer way forward: