The GENIUS Act is getting signed today, bringing clear rules of the road for stablecoins. Here's why stablecoins are better money, how they're better for people and businesses, and the mental models you can use to understand them. My master thread on stablecoins. 👇

Clear rules for stablecoins and the road ahead At the White House today, the first piece of U.S. crypto legislation will be signed into law: the GENIUS Act. It provides clear rules for stablecoins. This is a historic moment — not just for crypto, but for the world at large. That’s because stablecoins give us something we’ve never really had before: open money infrastructure. Stablecoins are a better form of money: faster, cheaper, and more global. They cut fees and eliminate intermediaries. They are auditable and programmable. They allow developers to build new kinds of apps that weren’t possible before: low-to-no cost remittances, programmatic micropayments, AI-native transactions, transparent and disintermediated global commerce, and more. Stablecoins give the world access to the dollar, they spread financial freedom, and they ensure that the next generation of financial infrastructure is built on U.S. standards. For too long, innovators in crypto have operated under legal uncertainty. That uncertainty has stifled progress, driven builders offshore, and created a fragmented internet. The GENIUS Act reverses this: it creates clarity for stablecoins and sets us on a path toward broader crypto market structure reforms. This is how the internet moves forward: through clear rule-making. With the GENIUS Act, stablecoins have clear rules, paving the way for better payments, financial products, and an overhaul of the global financial system. Next, we need the same for the rest of the crypto market. The Senate can do this by passing the CLARITY Act, which provides clear rules of the road for the broader crypto industry, opening a path for innovators while also protecting consumers from scams and bad actors. We believe that the U.S. can lead the next era of the internet — the read-write-own era — by enabling open, user-owned protocols instead of the closed, corporate platforms that defined the last one. This legislation lays the foundation for that future. It's the beginning of a new chapter.

The House just made history by passing major legislation on stablecoins (GENIUS Act) and market structure (CLARITY Act) in an overwhelmingly bipartisan way. This is a huge moment for crypto and for all Americans. We’re very close to having comprehensive, proactive rules in place for the first time. Next up: the GENIUS Act goes to the President’s desk for his signature. After that, the Senate should pass the CLARITY Act. We believe passing these laws is the best way to ensure that America remains the world leader in the next era of the internet. Thank you to all the cosponsors of these bills and the incredible supporters on both sides of the aisle in Congress.

AI and crypto… How will these two powerful technologies collide, and what happens when they do? Today’s episode is a special one. It’s a round table on some of the most compelling ideas at the intersection of AI and crypto, sourced from members of the a16z crypto team. You’re going to hear from builders, researchers, and deal makers who are all wrestling with the big question: How will these two powerful technologies collide, and what happens when they do? with @rhhackett @SamBroner @skominers @liz_harkavy @carrawu @jay_drainjr @mg_486662 Timestamps: (0:00) Introduction (1:44) Universal Identity for AI Agents (5:25) Why Crypto Makes a Difference (10:07) Context in AI: Memory and Interoperability (15:00) Vibe Coding Applications (19:32) Registries with Global Context (21:47) Honkaku Mystery Novels (24:13) Monetization Models for AI x Crypto (28:36) Overcoming Technical Challenges (31:34) AI Agents and the Rise of Web Crawlers (36:05) Collapse of the Social Contract (39:21) AI Bots and Blockchain Solutions (44:31) Proof of Personhood: Ensuring Human-ness (50:41) Future of Personalized Advertising (1:01:54) Final Thoughts Enjoy the full episode here on X.

AI and crypto… How will these two powerful technologies collide, and what happens when they do? Today’s episode is a special one. It’s a round table on some of the most compelling ideas at the intersection of AI and crypto, sourced from members of the a16z crypto team. You’re going to hear from builders, researchers, and deal makers who are all wrestling with the big question: How will these two powerful technologies collide, and what happens when they do? w/ @rhhackett @SamBroner @skominers @liz_harkavy @WuCarra @jay_drainjr @mg_486662 Timestamps: (0:00) Introduction (1:44) Universal Identity for AI Agents (5:25) Why Crypto Makes a Difference (10:07) Context in AI: Memory and Interoperability (15:00) Vibe Coding Applications (19:32) Registries with Global Context (21:47) Honkaku Mystery Novels (24:13) Monetization Models for AI x Crypto (28:36) Overcoming Technical Challenges (31:34) AI Agents and the Rise of Web Crawlers (36:05) Collapse of the Social Contract (39:21) AI Bots and Blockchain Solutions (44:31) Proof of Personhood: Ensuring Human-ness (50:41) Future of Personalized Advertising (1:01:54) Final Thoughts Enjoy the full episode on X.

The upcoming era of AI, digital money, and quantum computing will require a new standard for secure and interoperable communication. @xmtp_ is a protocol for the future of messaging — open, decentralized, and quantum-resistant. Just as SMTP laid the foundation for email at the dawn of the web, XMTP is built to do the same for this new era.

Finally, we can own and control our messaging the way we own & control our money. Today at NewDayOne, @baseapp + XMTP unlock a new surface for builders: AI + Money + Secure group chats It’s time to build agents & mini-apps that work for people, not platforms. Let’s dive in👇

Had a great conversation on stablecoins with @downtown & @michaelbatnick on the @TheCompoundNews. They came prepared and we got right into one of the big issues: today's overpriced payment products disproportionately hurt small merchants and remitters. That's why stablecoins are a big opportunity. Stablecoins are better money - faster, cheaper, fewer intermediaries. Hope you enjoy. Thanks for having me on.

While DC votes on crypto bills great to hear about the path forward for the industry for artists, entrepreneurs, and regulators with @AriannaSimpson @CFTCpham @robertalice_21 & @malekanoms

When @maggielove_ recommends @cdixon ‘s book you get the book 🫵🤓 Great first class today @shefiorg 👏 Is it Thursday yet?!